Experienced Product Owner and Risk Consultant with the domain expertise and ongoing willingness of self-development
Overview
18
18
years of professional experience
1
1
Certification
Work History
Risk Consultant
LLC Payfy (Payment Service Provider)
01.2022 - Current
Implementation of Anti-Fraud system into the Gateway platform
Development of Swapillo platform - Virtual Asset Service Provider
Devised new systems and specific processes to handle ongoing monitoring needs for potential risks.
Drafted reports on company financial metrics to assess successes and account for deficiencies.
Product Owner/Service Expert
JSC TBC Bank
09.2020 - Current
Development of Risk parameters based platforms - Moody's Credit Risk Rating Calculation, Corporate Risk Groups Management, Discounted Cash Flow Management.
Exploration and analysis of market and customer needs,
Management and prioritization of the product backlog,
Coordination between IT and business sides, facilitation of meetings,
Standardisation and prioritisation of tasks,
Monitoring and control of the product development lifecycle
IT Business Analyst
JSC Liberty Bank
10.2018 - 09.2020
Analysis of report/task/project requirements,
Resource allocation, task clarification, and delegation, Coordination between IT and business sides, facilitation of meetings,
Standardization and prioritization of tasks, Monitoring and control of the project flow
Head of Risk
LTD Axifina
02.2017 - 10.2018
Development and implementation of CRM, score-card and working procedures,
Risk assessment and treatment,
Processing of exceptional loan applications,
Analysis of credit portfolio,
Processing of periodic reports for business-owners,
Training of staff
Director/Head of Risk
JSC EasyMoney
03.2016 - 11.2016
Planning new strategic directions,
Development and implementation of CRM, score-card and working procedures,
Elaboration of commercial plans,
Risk assessment and treatment,
Processing of exceptional loan applications,
Analysis of credit portfolio,
Processing of periodic reports for business-owners,
Training of staff
Senior Credit Risk Analyst
JSC Liberty Bank
11.2013 - 01.2016
Administration of credit risk management group working process,
Processing of exceptional, consumer & mortgage loans,
Analysis of credit portfolio,
Sorting new payroll organizations,
Processing of periodic reports for unit manager,
Training of staff
Credit Risk Manager
JSC Liberty Bank
05.2011 - 11.2013
Processing of exceptional, consumer & mortgage loans,
Analysis of credit portfolio,
Processing of periodic reports for unit manager,
Credit Administrator
JSC Liberty Bank
11.2009 - 05.2011
Registration of disbursed loans in a system,
Administration and covering of payments,
Processing of periodic reports for unit manager
Commercial Manager
JSC Erisimedi (Construction Company)
02.2009 - 09.2009
Preparation of bidding documents and commercial plans,
Market research to identify potential customers,
Negotiations with contractors and suppliers
Credit Risk Manager
JSC People's Bank
02.2008 - 01.2009
• Processing of instillment loans
• Analysis of credit portfolio
• Processing of periodic reports