Ekaterine Machaidze
Medium Branch Manager
Tbilisi
Summary
Experienced banking professional with over 20 years in the financial services sector, specializing in SME and corporate banking, cross-border relationship development, and portfolio management. Proven success in credit structuring, international project coordination, and client relationship growth. Skilled in identifying investment opportunities, risk analysis, and delivering financial solutions aligned with strategic and sustainability goals. Multilingual and adept at working in multicultural environments.
Overview
21
21
years of professional experience
9
9
years of post-secondary education
4
4
Languages
Work History
Medium and Corporate Business Branch Manager
ProCredit Bank Georgia
02.2023 - Current
- Led strategic planning and execution for mid and large corporate client portfolio growth
- Oversaw credit risk assessments and ensured compliance with lending standards
- Managed key relationships and designed custom solutions for clients in diverse sectors
- Supervised business development and team performance; participated in credit committee decisions
- Monitored market trends to identify new business opportunities and capitalize on potential growth areas within the community or region served.
Head of China-Related Clients & Projects Department
Basisbank
09.2018 - 02.2023
- Established a dedicated department for Chinese business clients; oversaw operations and compliance
- Structured financing projects involving leasing, banking, and insurance services
- Negotiated directly with international partners and supervised multi-service integration
- Developed internal procedures to improve service quality and operational efficiency
- Resolved problems, improved operations and provided exceptional service.
Head of SME Department
Basisbank
08.2010 - 06.2016
- Managed SME and Agro Lending across 8 branches and 30+ team members
- Developed credit and risk frameworks, improved portfolio quality and profitability
- Defined departmental policies, bonus systems, and risk mitigation procedures
Head of Micro Loans Department
Basisbank
08.2008 - 08.2010
- Built micro-lending processes from the ground up; implemented efficient lending models
- Trained loan officers and improved client reach through revised product structures
Unit Manager / Senior Loan Officer
Bank of Georgia
03.2006 - 08.2008
- Managed a high-performing credit team and maintained strong portfolio metrics
- Evaluated SME applications and led credit committee participation
Loan Officer
ProCredit Bank
10.2004 - 03.2006
- Conducted credit analysis and supported SME clients with tailored lending products
Education
Management Training -
ProCredit Bank Academy
Furth, Germeny 01.2024 - Current
International Trade Course -
ICC
Tbilisi, Georgia 04.2019 - 01.2020
Chinese Language Course - undefined
Shandong University
01.2016 - 01.2018
Certified Financial Manager -
Free University of Tbilisi
01.2015 - 01.2016
Bachelor’s - Finance
Ivane Javakhishvili Tbilisi State University
Tbilisi 01.2000 - 01.2004
Skills
- Proficient in Microsoft Office
- Strong communication and negotiation skills
- Strong intercultural skills
- High adaptability
- Self-organization
- Analytical thinking
- Experience in business development strategies
- Sales management
Accomplishments
- Successfully established a new Micro Lending Department and led its strategic transformation into a fully operational SME Department, aligning services with evolving client needs and market demands.
- Successfully set up China related clients and projects department
- Implemented Chinese Mobile Banking
- Initiated and led comprehensive gap analyses to boost operational efficiency and strengthen competitive position.
Timeline
Management Training -
ProCredit Bank Academy
01.2024 - Current
Medium and Corporate Business Branch Manager
ProCredit Bank Georgia
02.2023 - Current
International Trade Course -
ICC
04.2019 - 01.2020
Head of China-Related Clients & Projects Department
Basisbank
09.2018 - 02.2023
Chinese Language Course - undefined
Shandong University
01.2016 - 01.2018
Certified Financial Manager -
Free University of Tbilisi
01.2015 - 01.2016
Head of SME Department
Basisbank
08.2010 - 06.2016
Head of Micro Loans Department
Basisbank
08.2008 - 08.2010
Unit Manager / Senior Loan Officer
Bank of Georgia
03.2006 - 08.2008
Loan Officer
ProCredit Bank
10.2004 - 03.2006
Bachelor’s - Finance
Ivane Javakhishvili Tbilisi State University
01.2000 - 01.2004
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